MommyMandy l Texas Mom Blog

Amazon and Alexa, Donate to Toys for Tots #DeliveringSmiles

Amazon celebrates Giving Tuesday by launching an easy way for customers to donate a toy to a child in need this holiday via Alexa and Toys for Tots. Customers simply say, “Alexa, donate to Toys for Tots,” and they will be presented with a reasonably priced item appropriate for kids across a broad range of ages directly from the Toys for Tots Charity List. After the customer confirms the order, Amazon ships it directly to Toys for Tots, creating a seamless path for easy holiday giving.

Customers will be able to donate through the end of the year and Amazon is matching donations toy for toy. For more information, please visit www.amazon.com/alexatoysfortots.


 

*A product was provided.

5 Ways to Make Moving Homes Less Stressful

One of the most consistent variables in your life is likely going to be a roof over your head. Having one creates a sense of stability and ensures you that you have somewhere to lay your head at night. If you’ve moved onto the phase of becoming a homeowner, then that means that the roof over your head belongs to you. This can be a great feeling but also means that you have a lot more responsibilities as you’re the official landlord. Moving homes isn’t something that’s uncommon for homeowners if they want something new or want to downsize usually it starts off with the question  how much is my house worth?  If this is your current situation and you’ll be moving homes soon, take a look at five ways you can make moving homes less stressful.

  1. Create a Timetable

To begin, if you want to make moving homes less stressful, you should create a moving plan. There are so many things that need to be done before and after moving that you can’t leave it up to your memory to remember it all. List the things that need to be done mentioning anything from spring cleaning the house before leaving to packing your items using color-coded boxes. By doing so, you have a clear idea of what lays ahead and how you’re going to tackle each task.

  1. Sort Out the Back End

Once you have a concrete moving plan, the next logical step would be to sort out the back end of moving, especially if you’re remortgaging. There are many legal steps that need to be taken to help you transition from your old mortgage to the new one. The best move may be to get a reliable conveyancer for a remortgage who will help you deal with tasks like checks and searches, transfer of funds and land registry. It is important that these things are settled before you begin your big move.

  1. Get Everyone to Help Out

When it comes to moving homes, the more hands on deck, the merrier. This is also true if you have a big family and a number of belongings to move. Once you’ve devised your moving plan, share it with your family so that they know what’s going on. You can then allocate tasks to everyone so that you don’t carry the burden alone.

  1. Decide on Who’s Moving

Making the decision of whether to hire professional movers or do it on your own is a big one. While some people would prefer to be in complete control of their belongings and moving them, others would rather outsource it and save themselves the time and stress. If you do decide to use a removal company when moving house, make sure you arrange a visit beforehand so they know how much they’re moving and you can brief them on any special instructions you have.

  1. Don’t Rush

Although in some instances, you have to move out in a hurry, it’s better to take your time if you can. Moving within a short time frame and under pressure can be chaotic. Also, your chances of making mistakes could increase as a result. On this note, give yourself enough time to get everything sorted out to avoid being unbearably stressed.

There is probably no way that moving homes can be entirely chaos-free, as it entails moving your whole life from one place to another. However, by getting organized, staying on top of things and planning ahead, you should be settled into your new home in no time.

How To Manage Small Children At A Wedding

Never Underestimate The Power Of Candy

Weddings happen for people at different times during normal human development. Say you’re 32 and are marrying someone who is around the same age. Say both of you are older siblings. It’s possible that brothers and sisters of the bride and groom could already have their own family, and that may mean children under the age of five.

Did you ever have to sit through a wedding when you were five years old? It’s downright difficult, isn’t it? It’s long, it’s boring, everyone is solemn, and you’re decked out in some uncomfortable getup that mom and dad go ballistic over should there be a threat of it getting soiled—because it’s rented, or something like that.

But there is one hope. Your five-year-old brain keeps going over the memory of candy you saw at the dessert table in the reception area as you were walking to the chapel. You can force yourself to be good, because you know you’re about to get a candy.

A lot of people planning for weddings totally forget about the young ones, but some simple things can help them have a good time as well. When the kids are having fun, it makes things festive for other guests in the same way a scent of flora in the air contributes to a tropical, fertile “vibe”. Visit this website to help yourself with the decision about candies: www.sweetservices.com.

Ensuring The Vibes Are Right

Also, you want to have theme and style put together such that it reflects the kind of vibe you’re going for. If you want something romantic, and you’ve got your niece or nephew involved in the ceremony itself, you need stylistic clothing options which match your wedding’s theme at all levels; from the bridesmaids to the flower girl and ring bearer.

Check out these designs for when your wedding has a romantic vibe. They can

help you get some ideas pertaining to what you think is most appropriate, and what’s out there. Even if you’ve had your wedding planned out since you were little, there’s always room for something new. Also, online options may be more diverse than your imagination!

Notable Crowd-Funded Options

Speaking of the web, consider what crowdsourced economy can do for your wedding. If you’re going to have young ones at the ceremony, you’ll want to spend a little more money ensuring they’re properly taken care of. You may even want to order entertainment services for them specifically—think: inflatable bouncing castle.

That money doesn’t come from nowhere; you’re going to want to find ways of conserving your resources. A great way to do that is to use online honeymoon registries. Through such crowd-funded options you can get gifts that are specific or of a financial variety. These can help you have a more robust honeymoon, and can even help you defer some of the cost of the wedding itself.

Conserving Costs And Maximizing Resources

Even a carefully-considered wedding where costs are clipped wherever possible is going to have some high expenses. Many weddings in America average somewhere at or higher than $20k. That’s most of a year’s salary for many newlyweds! You don’t want to start off your marriage in debt from the ceremony, if you can avoid it.

At the same time, you don’t want your ceremony spoiled by a bunch of restless bored kids collaborating together and running amok. So think about the little ones. Acquire some entertainment solutions for them. At the very least give them something to look forward to in terms of candy after the ceremony.

You can ensure wardrobes match from your youngest wedding attendees to those who are more mature. Additionally, you can defer the costs of your ceremony (including associated entertainment) through crowdfunding solutions. Use the web to your advantage! You may be surprised at how it can make your wedding better.

Reasons to Raise Your Family in the City

Most people believe that they need to raise their kids in a big house with lawns and backyards for them to be happy. For this reason, you will find most soon-to-be parents moving to the suburbs in search of a quiet and safe environment. However, you should know that a growing number of people are deciding to raise their kids in the city.

Before you start visiting websites such as www.liveatcolab.com, you should weigh the pros and cons of city vs. suburb life. If you are contemplating raising your kids in the city, here are some reasons to go through with it:

Cutting down on Carpool Time

Even the happiest suburb parent has to deal with ferrying children to school and back. However, if you live in city residences such as a high rise, you can rely on public transport. You can let your children go to school using public transport, especially if they are with friends. Not only does this give you a break but it also gives your children a sense of independence.

Absorb Important Lessons

In this life, it can be hard to explain to children why homeless people sleep on the streets. The city presents opportuniti

es for growth and learning as well as volunteering opportunities at homeless shelters. When you raise your kids in the suburbs, they will not get many opportunities to learn about life.

You could be walking in the city with your suburb-raised kids and they might be surprised to see people begging on the streets. Living in the city will allow your children to learn valuable life lessons.

Culture at Your Fingertips

If you live in a big city, you will have easier access to cultural amenities such as ballet, museums, movie houses, and the opera. Although not having a backyard is something you will have to deal with in the city, at least you will have parks and museums nearby.

All of these cultural amenities are just a short bus ride away. Instead of waiting for school breaks to take your children to the city, you can live there and let them enjoy the diverse cultures.

Being a Citizen of the World

People from all over the world live and earn a living in cities. Your children will get to meet people with various backgrounds and experiences, which lead to increased tolerance and compassion. When you raise your kids in the city, they will have different experiences because of the diverse people. You do not want your children to grow up knowing

 one thing only.

Amazing Food and Amenities

Does your local mall have coffee made with nitrogen? Of course, this does not mean that every city center offers a smorgasbord of food and drinks. However, the options that you will find in the city are more varied than those in the suburbs are. You should live in the city because it offers interesting options.

Reduced Commute Time

Families that work and live in the city spend less time commuting from and to work. This means that you will have more free time to spend with your kids. With all the public transport options available in the city, you will not even have to spend that much time driving. You can use the bus to get to work if you want to save on money.

Are you currently raising your kids in the suburbs? You should consider moving to the city for the above reasons. Not only will your kids be more independent but they will also have a diverse upbringing. If you work in the city, you will reduce your commute time.

10 Totally Irresistible DIY Home Projects for Kids

DIYs can be fun for everyone, especially DIY crafts for kids. Here are some great ideas to get your kids’ creativity flowing!

1. Thumbprint Family Trees

The first DIY we are going to look at is a great way to help kids learn about their family history and, for younger kids, how family relations work.

The first thing you need to do is to draw a large tree on a piece of paper. This can be a traditional “family chart” but a normal tree is much more fitting for this DIY. For each branch, have your child write down the name of a family member. Then, they can use their thumb and a little bit of ink or paint to make “leaves” on the tree.

2. Fairy Gardens

There’s something about fantasy that draws children in. Whether it’s Santa Claus or mythological creatures, something about it captures their imagination.

One fantasy creature that almost all children show interest in is fairies. These tiny winged creatures are endearing to many children. So, you and your children can use this imagination fuel to create fairy gardens. These can be made in a pot for plants and they can use colored stones and even mini birdhouses to make a home and garden for fairies to visit.

3. Egg Carton Boats

With just some craft supplies and an old egg carton, kids can create their own boats. All you have to do for this DIY is cut the bottom half of an egg carton from the top and use a stick (a chopstick works great!) and some thread to set up a mast and frame for the sails. These sails can be made of paper.

The creative part of this DIY comes in by letting your kids paint the sails and even the egg cartons if you want.

4. Homemade Gum

An interesting and unique DIY is to help your kids make homemade gum. To make this, you will need about 57 grams of gum and 2 liters of glucose syrup. The first thing you’ll want to do is mash up the gum – letting your kids do it with their hands is fine – and then add sugar to the mixture. You can put as much or as little sugar in the mixture that you want.

When you’re done, you and your kids can add flavoring and food coloring.

5. Making Slime

Another DIY that your kids can play with once you’re done is slime. This is easy to make and it isn’t as messy as you’re afraid it might be!

The simplest way to make slime is to create a mixture of 2 parts glue per 1 part shaving cream. Then, you’ll want to add in a couple pumps of foam hand soap and a mixture of water and Borax. If you don’t have Borax, contact lens solution can work in a pinch. The more Borax and water you add, the fluffier your slime will be.

6. Handprint and Footprint Art

For smaller children especially, art made with handprints and footprints are tons of fun if you don’t mind a little bit of mess. You probably already know about renditions such as a handprint turkey but you can take these ideas a step further. For instance, have you considered making a pair of footprints into butterfly wings? What about an elephant from an upside-down handprint?

 7. DIY Bird Feeders

Most kids love animals. If your little one fits that description, you might want to consider helping them make a DIY birdfeeder.

The easiest way to do this is to use a cookie cutter to cut shapes out of bread. You will want to create a smaller hole in the top of the shape to allow you to hang the feeder up with twine. Then, cover the bread in peanut butter and then roll it through bird seed until it’s covered.

8. Fairy Lights

If you have a spare mason jar lying around, all you need is some glow-in-the-dark paint to help your children make fairy lights to go with their fairy gardens.

To do this, help your kids put dotted brushstrokes of different colored glow-in-the-dark paints inside the jar. Leave it open in a sunny windowsill until it dries. This doesn’t just help it dry faster – the glow-in-the-dark paint needs UV rays to “charge.”

9. Painted Chocolates

Creating your own painted chocolates isn’t as hard as you might think it is. All you need is the candy mold of your choice and a bag of candy melts – these can be easily found online or even in some craft stores.

First, melt some candy melts and add food coloring for “painting” and allow your children to paint the bottoms of the molds. Then, add uncolored melted chocolate melts to your molds. Once the candy sets and cools down, you’ll be able to pop the chocolates out for a pretty snack. These are also a great idea to earn some extra cash at the next school bake sale.

10. Animal Puppets

Animal puppets are a lot of fun and very easy. You can print off pictures of animals but it’s much more involved to let your kids draw them out. Next, turn a clothespin on its side and glue the top half of the animal’s face on the top and the bottom half on the bottom. In the end, you should have an animal puppet that opens its “mouth” when you open the clothespin.

3 Beautiful Efforts For Those Who Want To Do Good

Doing good in life can sometimes be called into question. It might be that offering money to a homeless person begging on the street could be used to fuel their addiction, or it could be used to purchase them some food. It can sometimes be that your efforts to do good might not work, such as trying to help a relative of yours addicted to a substance. It’s in these moments you often realize that you cannot force ‘your good’ on anyone, especially if they don’t want to receive it. This is all knowledge we are familiar with and generally accept. But of course, some people hope to affect change with their time on this planet more than others, and tilt the scales of this world a little more in the direction of ‘good’ while they have the chance to. This is beautiful, and worth considering.

But it can be hard to know where to start. Sometimes helping one person deeply can be more important than helping a thousand people in a minuscule way. Always, contributing what you can is more important than giving up all of yourself to a cause. Sometimes, finding issues you can relate to and offering your presence can help your efforts for good have a real emotional truth behind them. If you hope to affect change in a positive manner, consider these three beautiful efforts for those who want to do good. They might just be perfect for you:

Volunteering

It could be that volunteerism is the perfect thing for you to take part in. Just be sure to find one that tries to keep as low overheads as possible. There are charities that are guilty of using up to 91% of their operational budget to simply keep the organization going, which can really make you question the utility of the entire affair. However, there are resources online that will often tell you the division of the donation yield, and how beneficial certain charities actually are. It’s these charities that you should be focused on.

However, volunteering isn’t always focused on established charitable enterprises. It could be as simply as volunteering at your soup kitchen for the homeless, especially considering how this time of year is often the most difficult for the homeless. If you can’t quite volunteer your time, it can be incredibly worthwhile to donate your personal goods. It might be you have old clothes that can be donated to charity shops, or even books that can be resold to help a charity commit its best work.

Fundraising

If you have a particular talent, it might be worth fundraising for a charity. Charities will often give you a fundraising pack if you hope to take part in an athletic event. This will often include a number for the particular race, stickers, and even a digital press kit filled with images you can place in your online fundraising campaign. It might be that you raise hundreds for your effort. It might be that you raise $10. What matters is that you do so in the name of something. This can help you motivate your action and potentially try harder, but also make a difference in your own way. If you usually run a half-marathon each year, but you haven’t been sponsored as of yet, feel free to try it out.

Fundraising can also come in small ways. Running an online crowdfunding campaign to help someone close to you pay for medical aid if their child is experiencing difficulty can be the most profound thing done for them. It’s all about the relevance of the problem at hand, and what you can do, in your relatively humble way, to help.

Massive Life Considerations

It can often be extremely humbling to keep in mind the life experiences of those around us. Sometimes plans don’t work out for specific people. Sometimes, you’re in the perfect place to try and rectify those issues. It might be that you hope to help your sibling with their disabled child, or you might even look into surrogacy options with ConceiveAbilities, perhaps one of the most trusted services to help you give the literal miracle of life to a couple.It might be that you hope to work another part time job on the weekends to help your child achieve their sporting ambitions. It might be that your simple presence and encouragement are enough to help someone make it through a period of bullying or emotional turmoil. You might even decide to adopt. Sometimes doing good is taking that choice that some might feel hard to do, and committing to it with all of your heart and soul.

With these simple tips, the profundity of doing good may motivate you to action.

Top 5 Diaper Brands for your Baby

Maintaining hygiene is an essential aspect of our lives. We must give due diligence and significance. Whether it is hiring a good pest control company for purging your house or buying a slew of cleansing cosmetics for your personal hygiene, ensuring cleanliness can save us from many troubles. It also goes true for your baby. Hygiene friendly diapers are the first thing that comes to mind when you are buying products for your newborn’s care. Today, I will discuss top 5 Asian diaper brands that will surely keep your baby clean, comfortable and happy.

Huggies

The disposable diapers brand, Huggies is popular due to its product quality, reliability, and cost-effectiveness. If you are a Mom residing in Asia, you might find Huggies the best. The diapers are designed to boost your baby’s comfort and ensure hygiene through the high capacity absorbent material used in its making. These soft, nice smelling diapers will keep your child happy and you stress-free. You do not have to worry about wet layers of clothing or changing diapers frequently through the day.

Pampers

Pampers diaper is another trending baby product exclusively crafted to offer moms a comfortable, more convenient way of caring for their toddlers. Designed using a top quality material with high-absorption functionality, the diapers from Pampers offer the most value for money to mommies looking for something reliable and inexpensive. These will surely make your baby happy with their snug-fitting design. Do not forget to check out discounts and offers announced by the makers for their colossal customer base.

Snuggies

If you are looking for top of the line Chinese Diapers, I would suggest Snuggies. These are reliable and come with an affordable price tag. The soft diapers are made of the good quality absorbent material that ensures soft and dry skin. These are also perfect for babies who are very active or are fussy about putting on a diaper. The soft material is built to keep wetness away. Your toddler will feel happy moving around in a Snuggies diaper.

Wipro Baby Soft

Designed with the company’s signature super gel absorbent system, the Wipro baby soft diapers have the ability to quickly reduce wetness by absorbing moisture content deep into the diaper. This way your baby’s skin stays dry and protected. Another version of these diapers, Wipro Baby Soft Dry Care is more budget-friendly and gives a cloth-feel. Go for these if you are aiming for something more inexpensive, yet effective.

Mamy Poko Pants

Popular in Japan, these pant-style diapers have become popular amongst moms due to their eye-catching design and comfortable dispose-off feature. A pant-shaped pull up, this diaper has a high absorbent capacity to keep your toddler dry for hours. Unlike the traditional diapers, they do not come with tape stickers. You do not have to fret over sticking the ends together or disposing of it. These are soft, lightweight and hygiene-friendly; your baby will not resist when you make them wear this.

 

How To Use Competitors’ Email Campaigns to Make Your Own Email Campaign Better

Marketing is one of the most important aspects of any business. Email marketing has proven itself a very strong weapon. Successful business people are giving special attention to this mode of marketing. Like any other marketing method, email marketing also has different aspects.   If you are thinking that you can reach your marketing targets just by paying attention towards your own email marketing strategies and ignoring the competitor’s email campaign, you are wrong. You cannot underestimate your competitors. This is not just a perception that your competitor is always thinking, it is right in most of cases and only those people can compete with their competitors who keep an eye on marketing strategies of their competitors and extract something unique from their campaigns. Such people do not feel hesitation in adopting the effective and unique perspectives of their competitor’s email campaigns. They realize this theory that without knowing the strategies of competitors’ email campaigns, they cannot make their own email marketing campaign better than that.

If you also realize the importance of competitors’ email campaigns and want to use kit for betterment of your own email campaign, you can adopt following mentioned steps;

  • Products/ Services of Your Competitor

The first think that you should analyze in the email campaign of your competitor is the name, type, range, price, features, promotions and delivery time of products and services which they are offering in the campaign and then you should compare all these parameters with your own products or services. If you are lacking in anyone of the parameter, then you should fulfill the gap first. Without removing all the gaps in parameters of your products or services, you are out of the race.

  • Better Offer Than Competitors

Well, after fulfilling all the gaps in the checklist of products/services, you should check each parameter separately to conclude that in which area you can give better offer than your competitor. In this way, you can use the competitor’s email campaigns for improvement of your own email campaign.

  • Target Audience

You should also focus on the circle of target audience in which your competitor’s email campaigns are floating. If competitor’s email campaigns are targeting some particular group of people who could be most potential buyers of your products, you should expand the circle of your target audience as well. Beside most potential buyers, you should pay focus on less potential buyers as well.

For more insights on how to learn from competitors’ emails, please see this article: https://content.myemma.com/blog/how-to-gain-insights-from-your-competitors-email-campaigns

Holiday 2018: Gifts for Teens

 

DIY Slime Kit- Craft City

Honestly Margo

My Mighty Magnet

myCharge HubMini

Collage.com Sherpa Blanket

Just Dance 2019

Alcatel 3V Smart Phone

The College Bound Organizer

Rimmel London Magnif’Eyes Palettes

GoTrax Hoverfly ION Hoverboard

 

Valuable Lessons a Pet Can Teach Your Kids

For the last year or so, your kids have been asking (actually, begging is more like it) you to get a dog or cat. Whether or not you grew up with pets and already know how rewarding it can be to have a pet, you have decided to go ahead and adopt a new four-legged family member. So you can no longer relax and chill while winning online slots! You need to supervise your children with the new addition!

As it turns out, your decision will probably impact your kids in a number of positive ways that go beyond basic companionship. In addition to being fun to play with and cuddle with on the couch when watching TV, having a family pet can teach your children a number of valuable life lessons.

Pets require a lot of work — and the kids can help

Prior to adopting a pet, you can certainly advise your kiddos that they will be expected to help with the daily care and maintenance of the dog or cat. How much they can take one will depend on their ages, but as PetMD notes, even very young children can be taught to scoop out one cup of puppy food and place it in the bowl at dinnertime or pick up the kitty’s catnip mice and put them back in the toy basket every evening. Being part of the ongoing care for the pet will teach your children responsibility, and that owning a dog or cat is about much more than having a cute family member that likes to fetch or chase balls.

It takes a lot of money to care for a pet

Many kids seem to think that money grows on trees, so they might not have a grasp at how expensive it can be to adopt a pet. Feel free to educate them on what your adorable new family member will cost. For instance, sit down with your kiddos and shop for pet supplies that you will need online so they can clearly see the prices of basic pet supplies. A cat, for instance, will need a litter box enclosure that will hide the litter box in a beautiful yet accessible cabinet. Point out that the Ashbaugh Litter Box Enclosure, which is one of many models to choose from, costs about $77, and that the litter to fill it is available at the local store at a range of prices from about $6 to $13. Also, take your kids to the vet for your pets’ first checkups and show them the bill for the immunizations, well pet checkup and other fees. To make the amounts easier to understand, explain that the cost for one round of shots is the same as what you paid for your kiddo’s extracurricular activities, their backpacks and/or their new shoes — this will help put the amounts you are paying into perspective for your children.

Pets can teach empathy

Another wonderful lesson that pets can teach our children is empathy. As PetPlace notes, many kids will become curious about what types of emotions their new pet is feeling—like if the dog who is hanging out on the couch is bored or if the kitty who is resting more than usual might have come down with a bug. Encourage these observations and ask your son to play with the dog if he feels he needs attention, or your daughter to keep an eye on your cat to see if she perks up. Over time, this awareness of other beings can extend to people as well.

Congratulations, and enjoy your new family member!

Adopting a pet can be an incredibly rewarding experience. And as you’ll soon find out, that adorable four-legged family member will help to teach your two-legged children a number of important lessons they can use throughout the rest of their lives.

 

5 Top Mistakes You Are Making About Money (And How to Fix Them)

What plunges people into abject poverty? For most, it’s making money mistakes. You spend a lot of money on things you can do without. You don’t address spending problems. And you barely budget before spending money on items. Maybe you have a love of online slots, maybe you just have to have that new dress!! We all have our shortcomings.

Most people make desperate choices about money. And it becomes a habit that affects their financial lives in the long run. You don’t want to sink into debts, live in shame, and worry about your financial future.

Avoid making money mistakes today by understanding where the problem lies. It will take some time to fix all these problems, but it is possible. This post draws attention to five money mistakes you are making and what to do to aptly fix them.

1) Falling behind on your payments

When you fall behind on your payments, you give rise to a vicious cycle. This cycle becomes unbreakable, then gets you stuck in a rut. What’s worse? You are charged penalties for getting behind on your payments. This puts a huge dent on your finances.

Paying extra fees draws more money from your account and leaves you trapped in a cycle that is hard to break from. To avert this mistake, make sure you’ve addressed all your spending problems. It helps if you can ask yourself important questions too.

  • What do I spend the most money on?
  • Do I have income issues that need addressing?
  • Am I budgeting my money well before spending it?

It is necessary to take informed steps to address your daily spending. For example, you can choose to eat at home instead of eating out. Preparing home-cooked meals costs way less than say ordering pizza, burgers, or in general eating out with your family or friends.

Minimize on impulse buying as well. You lose so much money when you buy items or goods on impulse. Why? Because you end up paying for items you didn’t need in the first place.

Impulse buying makes you buy items you already have. Put it another way, it adds to your misery and leaves you digging deep into your pockets later on. Recognize your spending habits to break them. You’ll make smart decisions this way and you’ll never fall behind on payments.

2) Using credit cards for everyday expenses

When you use a credit card for everyday expenses, you not only risk running into huge debts, but also making costly money mistakes fast. That’s because you don’t have a limit on your spending. With a simple swipe, you can pay for items using credit any time you want.

This convenience credit cards offer is a pull factor especially to spendthrifts. So you are less likely to budget for your money and more likely to impulse buy. In the end, you’ll be inclined to overspend hence putting a strain on your finances.

The best remedy? Tame your urges when using a credit card. This requires discipline, though. If possible, ask a family member to hold you accountable on your credit card usage. Also, follow a budget to ease on daily usage of credit cards for expenses. Extra useful tips to consider:

  • Calculate all your expenses and minimize them.
  • Determine your income. Don’t spend more than you earn.
  • Set saving goals as well as debt settling goals.
  • Track your spending.
  • Be realistic. Be wise when spending money.

Have a solid formula or ideal money-saving method in place to help kick your credit card habit. Otherwise, you will spend more when paying with credit which further sinks you in debt.

3) Taking loans from friends and family

Borrowing money from your family or friends will put a strain on your relationship with them. Usually, ties break when you don’t get them back their money and on time.

Friends, in particular, will cut links with you, question your financial decisions sometimes even speak about your spending habits.

Chances are, you’ll never get along with them. You’ll always feel guilty to face them say during family Meetups or in social gatherings. To save your relationship, don’t borrow money from friends or your family and find nearest cash loans options instead. It often works against you.

4) Choosing to stay at a dead-end job

When you opt to stay at a dead-end job, you don‘t have room or space to grow and become a better you. In fact, your finances hurt as well as your emotions.

A dead-end job is only good as a stepping stone. But don’t get too attached. Don’t stay too long. Don’t get too comfortable or else you’ll not live long enough to achieve all your goals.

A dead-end job gives you no room for advancing either. It stalls your growth, leaves you stagnated in the same position. If a job feels like it wasn’t meant for you most probably it isn’t. So move on. Make plans to find a better and well-paying job that boosts your self-esteem.

How to make plans? Learn new skills that suit your interests. Learn about other alternative careers. Enroll in a class to further your studies. It is important that you prepare, learn, and enhance yourself to become employable to other prospective companies and clients.

5) Failing to budget

Do you struggle to get by even when making decent money? That’s a clear sign of failing to budget. Failure to budget your money is a common money mistake that a lot of people stand accused of. When you don’t have a budget, you never have control of your finances.

Set up a solid budget. It helps you achieve your financial goals a lot easier than when you don’t have one in place. A good budget will help you achieve sound financial decisions. Do this month after month and you will see where your money goes, and what it does each month.

Understanding these money mistakes will help you find a reliable solution that works to save and grow every dime you work hard for.

Remember: Money mistakes arise when you don’t address everyday spending. When you take loans from family and friends. When you indulge in blatant credit card usage. Or, fail to set up a solid budget that helps account every cent you earn.

Practice good money management skills and plan on how to spend your money well. Then see yourself achieve financial goals and objectives better than ever before.

 

The Mom’s Guide to Fashionable Boots for Everyday Life

Being a mom means spending a lot of time on your feet. Whether you’re running from one end of the house to the other, or you’re completing the school run, what you wear to do these tasks is of utmost importance. After all, the shoes and boots you choose can change your regular day into one which is full of pain and pinching or walking on air. With Fall and Winter approaching especially, there’s never been a better time to research and invest in an incredible pair of boots to see you through the colder months with ease. Our guide below will show you how to find and choose the best boots for you. After all, comfortable and durable footwear will get you far in life!

Know Your Fabrics

Much like clothes, boots and shoes come in a variety of fabric choices. From leather and suede to PVC, the material you choose will depend on what occasion and task you’re wearing the boots for. For those who live in areas which experience extreme weather conditions, including heavy rainfall and snow, investing in high-quality leather boots will ensure they endure the harsher months. If you live in a milder climate, suede boots are both durable, fashionable and lightweight. However, ensure you protect them with a waterproof spray before you wear them out!

Know How to Spot Quality Items

Knowing the specific fabric can help you determine the quality and function of the footwear you choose, but there are still some other factors that will help you spot quality items that will last:

  1. Strong Seams
  2. Thick Material
  3. It Has Lining

In most cases, when an item is cheap, it is because it has been cheaply made. By checking these three indicators, you can choose items that will last more than one season.

However, when choosing footwear, these three indicators become even more essential. Strong seams will ensure your boots and shoes don’t fall apart quickly. Thick material and thick inside lining will also protect your feet from external conditions, keeping your warm and cozy all day long.

Understand the Shape of Your Foot

Most women’s feet do not comfortably fit into the sizes of their shoes. Pointed toes and heels can both cause damage, but thankfully that is not the only shoe style out there. Wide calf over the knee boots can be stylish and exceptionally snug, perfect for outdoor walks with the kids or for running errands. You can pick up yours today from www.simplybe.com.

How to Choose Durable Shoes

Durable shoes are those that are sewn together, rather than glued. They will also often cost a lot more than the shoes you can buy in a budget clothing store. The better the shoe, the more likely you can then take them to a repair store later if it’s worthwhile and get them renewed for another year of heavy-duty wear and tear.

When you have the right footwear, you will feel like you can take on the world. No longer will you worry about pain and pinching. Instead, you can walk through life confidently and comfortable.

Now is a Great Time to Treat Yourself to Some New Partywear

Recently, I have been looking at quite a few fashion websites including some from abroad like JD Williams. It is always interesting to see what women in other parts of the world are wearing. You always get a little extra inspiration looking at these sites, especially at this time of the year.

With the festive season not far away my thoughts are turning to partywear. It is always a good idea to shop in advance for special occasions like Thanksgiving and Christmas. There is no surer way to end up buying the wrong outfit than shopping at the last minute.

If you start the shopping process now it is really easy to grab yourself a Black Friday or Cyber Monday bargain, especially if you are organized. If you were to go online now and check out what is available you could pick out some dresses that you like and save the URLs. That way when you get up on Black Friday or Cyber Monday you just have to copy and paste them into your browser. It is a super quick way to find out if they are in the sale and buy the dress you like before someone else does.

Plus, knowing what the price is now will stop you from being duped. There are still a few retailers out there who hold pretend sales. They mark items as discounted, which are still the full price. If you look a few days in advance and make a note of the price now, you will know for sure that it has actually been discounted.

Before you start looking around, it is probably a good idea to measure yourself. Doing so will ensure that you buy the right size and reduce the risk of your having to send something back.

You can also use your measurements to help you to determine what body type you are. Once you know that, you can quickly narrow down the cuts that are likely to look best on you. This comprehensive article will help you to work out your body type and understand the cuts that will flatter you the most.

It is also worth having a look in your wardrobe to see what you already have. Many of us only wear our party clothes once or twice a year, so it is all too easy to forget what you actually own.

Often, you will be pleasantly surprised and end up unearthing a perfectly presentable pair of shoes or, maybe, some nice costume jewellery. If you do find items that you want to wear again, you can bear that in mind when you go shopping for your new dress. Checking what you already own now also gives you the necessary time to get them dry cleaned or laundered.

At this time of the year, when you buy an outfit, it is important to bear the cold weather in mind. You do not want to freeze during the walk from the car to the party venue. So, think about buying a long wrap to keep you warm.

 

Five signs you’re ready for motherhood

Motherhood is basically the state of being a mother. But it’s not as easy as it may sound to some.

Here is a summarized list of signs which indicate that you are prepared for motherhood. Let’s have a look:

  1. You’re Financially Ready

It’s not easy to bring up a child. There are expenses you must be able to meet. You will not only have to buy food for your baby but you’ll need to eat healthy food as well to be able to breastfeed the baby.

Other than this, you’ll have to spend money on childcare as well. The expenses can be heavy and take a toll on your financial health, which is why it is important to do the math.

Remember that the expenses will only increase with time. Your child will grow and you will have to fund his or her education as well. If you think your financial condition allows you to afford a baby then maybe you’re ready for one.

  1. Your Heart Wants It

Your heart is an interesting organ – it talks to you without uttering words. Ask your heart if it’s ready for a baby and you’ll get an answer.

If you love holding babies, playing with them then maybe you want to have your own. However, merely towards babies is not an indication that you’re ready for motherhood because being a mother is more than just playing with babies.

You will have to take care of them, which can be difficult at times.

  1. Your Partner Wants it Too

Motherhood should not be your decision only. Pay attention to your partner as well. This is why it’s said that your child should always be planned. While surprises are there but planning can be a savior.

Deciding to be a parent is one of the most difficult and complex decisions you will make as a couple. This is because being a mother will not only impact your life but your partner’s life as well.

So make sure to sit with your partner and discuss if they’re ready to be parents. If they don’t agree, then try to reach a mutual decision. You should never force your partner into doing something that they’re not comfortable with.

Once you both are ready, it’s a sign that you’re prepared to take your relationship to the next step.

  1. You’re Ready to Take a Responsibility

As mentioned earlier, being a mother is a huge responsibility. You have to ensure your baby is well taken care of. It’s a 24/7 job, especially in the beginning.

You must make sure to feed your child in a timely manner. Other than this, you will have to take care of their clothes and sleeping habits as well.

The responsibilities will increase as the child grows. You’ll have to find the right school and ensure your baby does well at school and does not run into bad company as it can be a bad influence.

Plus, this may also cause you to give up on your social life and work as well, at least for a little while. This may be difficult for some but if you think you’re ready to compromise on this then it indicates that you’re ready for motherhood.

  1. The Biological Clock is Ticking

While age may not define it for you, you cannot completely neglect it. The fact is that it becomes difficult to conceive once you hit mid 30s and your chances of being a mother fall to nearly zero as you hit your mid 40s.

This is why it is important to consider motherhood if you’re pushing 40s.

Pay attention to all these factors to know if you’re ready for motherhood. It’s definitely a beautiful feeling but you should never push for it unless you’re ready.

Make your Keto Diet Work for Your Family

On the Keto Diet, you eat lots of fresh meat, dairy, and vegetables but no grains, fruit, potatoes, beans, or sugar. No family eats whatever you put in front of them without question, so staying on a keto diet can be challenging for moms in charge of meals. Working in every family member’s different likes and dislikes while finishing homework and staying on top of laundry and soccer practice can make it near impossible. You have to have a meal plan to succeed.

Make a meal plan

Avoid making two complete meals, one keto for yourself and the other a traditional dinner for the family. Not only is it a lot of extra work, but it can also be expensive, and is demanding on your commitment to healthy eating and weight loss.

Put aside time in the carpool line or after everyone has gone to bed and lay out a plan for the week. Eating keto requires a detailed grocery and cooking plan to stay on track. You’ll need 30-45 minutes to create a plan with menus and a shopping list.

The most efficient meal plan is one that is mainly keto-friendly with one non-keto side that you avoid. Your kids will get the carbohydrates they need to grow, and you’ll minimize complaints about dinner. Plan to add extra fat to your plate to round out your diet in the same way that the carb is rounding out the rest of the family’s dinner. You’ll find more success if you prepare non-keto foods that don’t appeal to you, so you won’t have a hard time passing them up.

Limit non-friendly foods

If you’re the only one in your home on the keto diet, that doesn’t mean you have to supply junk food for everyone else. Let your family indulge in healthy snacks like veggies with dip, pretzels with hummus, and fruit.

You may have to watch others have some things you can’t have, but everyone will be eating whole foods that contribute to their bodies. Allowing healthy carbs at home will help everyone eat better without feeling deprived or cranky, and also lowers temptation to cheat.

Encourage a healthy lifestyle

When you’re raising a family, you want to encourage healthy eating habits while still leaving room for a few treats. You don’t want to affect their attitudes toward food and eating and the perception of their bodies. Children will model restrictive diet behavior that can profoundly affect their growth and development.

Focus on teaching your kids to eat whole, healthy foods without labeling certain foods as bad. Eating this way at home can be good for your whole family, and may be the healthiest meal they eat all day!

Your entire family will eat healthier foods

It’s difficult to skip foods you love while others enjoy them. The easiest way to feed your family and stay loyal to keto is to cook mainly keto-friendly foods and make a few minor adjustments for the rest of the family.

The benefit of the keto diet is that your entire family will get meals based on fresh meat, vegetables, and dairy. They’ll understand that eating healthily takes planning and can lead to lifelong good choices.