MommyMandy l Texas Mom Blog

Setting Up An Online Business

We all know that the internet has made a great impact on our world today. Everywhere we go, we see people with their smartphones, ipads or tablets, etc. Everything has been made so convenient and with just a few taps on the screen of these modern electronic gadgets, we are able to purchase many things online.

Nowadays, people do not need to drive to the shops to buy things. They can stay home and yet get to buy online whatever they need. Of course they will need to have cash in their payment cards or credit cards or whatever cards they are using to make e-payments. Our younger generation are very much at home with e-shopping and just with a few taps on the screen of their electronic gadget, they are able to shop and make payments without having to leave their home to go to the shops.

With this awareness, many are taking advantage of this e-shopping trend to set up online businesses. Anyone who knows how to use the computer can set up a business website. If you have a small budget, you can start small. Even housewives or students can set up online businesses especially if you already have a large pool of followers following your social media accounts.

If you are thinking of starting an online business and have no idea what to sell, you might consider fragrance. Fragrances are easy to sell and you can easily get them cheap when you buy these cologne or perfume wholesale. Then you can calculate and place the selling price of the products for a reasonable profit on the website. You can buy in single unit or more. Of course, the more you buy the lesser the amount you will have to pay. If the products sell well and as you generate more profits, you can afford to invest in wider selection of products to offer more choices for your buyers to choose from.

Some may prefer sunglasses to fragrances. If you are considering sunglasses, there is a wide range of sunglasses to choose from. Besides the fashion sunglasses, polarized and driving sunglasses, you can easily buy vintage wholesale sunglasses from the online wholesalers. You can even include children’s sunglasses and reading glasses if you think they can sell well.

As you take your time to browse through the different wholesaler websites in search of products to sell, you might also be interested to visit ApparelCandy.com to look at all the other products available on this website. Their products include clothing, sunglasses, accessories, cosmetics, fragrances, shoes and handbags. Wishing you the best for your online business.

 

3 Tips to Consolidating Your Debt

A lot of people today are consolidating debts to easily pay them off. Many consider this strategy as a great way to get back on track and finally pay off their debts. Eliminating debt seems like an impossible feat for many, and in some cases only leads to accumulating more debts due to irrational financial decisions and desperately trying to pay off loans. However, by being strategic and using the right approach, this can be solved. Sites like MTP loans offer various alternatives to help you consolidate your debts. Debt consolidation is one of the best approaches to finally get a good grip of your payments, manage your finances, and eventually be debt-free.

There are a lot of ways to consolidate loans and these are often very easy. Here are some tips to consolidate your debts:

  1. Credit Card Balance Transfer

Credit card debts are among the most common types of debt today. In the United States alone, Americans owe more than $1 trillion to credit cards with an average of $8,377 per American household. If you have more than one credit card, the best approach to pay of pesky credit cards debt is through a balance transfer or transfer of all your debts into a single credit card, typically, the one with the least monthly interest. When your application for a balance transfer is approved, your card issuer will pay off the other credit cards and transfer all balances to your new card.

  1. Getting Personal Loans

Another way to consolidating your debts is by getting a personal loan. Personal loans are lent by banks to qualified individuals to be used according to the borrower’s discretion. A big enough personal loan may do for a debt consolidation purposes. However, a big personal loan needs a good credit score and some other requirements for approval. This type of loan is good for debt consolidation as it has lower interest rates that allow you to manage your finances better.

  1. Applying for Home Equity Loan

Equity loans are loans lent to a person by using his or her home equity as collateral. It offers very low interest rates and may provide more payment terms flexibility. To get a big loan, you need to have a fair home equity value and a good credit score. However, make sure that you get the terms you are most comfortable with so as not to run the risk of home foreclosure.

Being strategic with debt consolidation can take off a lot of stress from you. As well, making the right choices on debt consolidation approaches will help you cope up with your finances faster. However, make sure to pay your consolidated debt regularly to avoid penalties and to protect your credit score. If you are uncertain on how to make the right choice for debt consolidation, seek the help of experienced people on debt consolidation or you may opt to consult a professional. This will provide you with better insights and guide you on the best path to help you get out and stay out of debt.

Falling Health Rankings Among Philadelphia Could Put Strain on Local Healthcare System

Philadelphia has a decent percentage of residents who have medical insurance and even those without it are still doing a fairly good job of engaging in preventative health services. Due to age, socioeconomic status, and even job industry, there are a lot of Philadelphians who getting sicker and become more prone to developing serious ailments. For students completing a doctor of nurse practitioner programs, Philadelphia’s hospitals are providing many opportunities for in-depth study and treatment, but it comes at a price. Many of the patients coming in are the relatives of Philadelphia area medical professionals and in some instances, they are the patients themselves.

What’s Causing Philadelphians to Become Less Healthy?

Some believe that increasing rates of cancer are to blame on Philadelphia’s expansive blue-collar industry. With many refineries, construction companies, and chemical plants in the area, there are people living in close proximity to smog clouds and chemical runoffs. Then there’s also the reality that there are many more blue-collar workers in Philadelphia than other major cities on average. You can count the number of generations of machinists and bricklayers as opposed to MBA holders. In short, there are lots of residents in the Philadelphia area who work at potentially hazardous job sites.

How is Philadelphia Taking Care of Its Aging Population?

Another reason that Philadelphia is experiencing a declining health grade is the number of people who are getting older. Philly may be home to the most prestigious hospitals in the country that offer online doctoral nursing programs, but there is still an issue with healthcare. Hospitals that see higher patient rates have to spend more on accommodations. When healthcare facilities start to have problems recouping funds, that’s when you see a decline in the quality of care. Philadelphia has a large number of elderly residents and not all of them have adequate healthcare. This is unfortunate, but it is also straining the local healthcare system.

What About Health Insurance?

The high cost of healthcare services is one of the reasons that some Philadelphians are seeing a decline in health. There are many places that Philadelphia residents can go to get reduced cost health services, but even getting there can be a problem. Philly is a very large city and getting around by public transportation isn’t that convenient. People with declining health just may not be able to make the trip to a sliding scale healthcare clinic a few miles away. It can be even more depressing when you happen to live in a neighborhood that has plenty of hospitals around but you can’t afford to be seen there.

You have to take care of your body for it to stay in excellent condition. Going a couple of years without preventative health services can allow a case of cancer to develop to the point that it becomes inoperable. In Philadelphia, doctors and nurses are anticipating a large wave of patients in poor health. Though it will be challenging, they have promised to be as compassionate as ever.

 

 

 

Home Decorating Tips for Beginners

A house is a place where we get to relax and rest after a long and busy day at work. So it is crucial that you keep it clean and looking elegant as well. Therefore apart from spending time with our families at home, we also need to play a part in decorating it to make it look warm and great for comfort when living in it. So if you are buying a new house here are some tips to guide you on how to decorate your new home.

  • Good color scheme.

Don’t be afraid when it comes to colors, create excellent color schemes to make your house look all bold and beautiful. You can use different shades of colors on the wall but make sure that they are the right match. You can also opt for wall papers as they are easy to remove and change in case you have a new idea. Use different colored throw pillows on your furniture as well. You don’t have to use flat tiles as you can have them installed in bright colors without making your house look weird. For example, use orange and white patterned tiles in your kitchen, So don’t be afraid and go bold with colors.

  • Furniture.

Furniture is another area that you can never go wrong with. You will need sofas that will match with the cushions and the entire as well. You can buy elegant sofas online or have them made locally as well. The furniture ordered online will need to be assembled, and this can be challenging to some people. So in such a case, you can always opt to hire furniture assembly company to assist you in assembling the furniture and organizing as well. So invest in quality and good furniture.

 

  • Invest in good arts.

If you want to keep your guests standing and looking around your house then put artistic pictures in your house. Not only do they make a house look beautiful but they also bring about a unique and modern look at the same time. You can have portraits of your family hanged on the hall way or other unique art galleries hanged in the living room and other areas such as the bathroom or bedrooms.

  • Use center pieces.

Center pieces are great accessories for the table so use them to make your dining table or living room table pop up. Use flower vases in the middle of the table and put in some fresh flowers or artificial flowers whichever works for you.

  • Use long mirrors.

Do you want to make your small living room look large? Then use long mirrors.place them horizontally and vertically to give your room that long and wide look. Make sure you place them on the corners of the house to achieve the best results and also to avoid people bumping into them as they can easily get broken.

  • Shelves.

You don’t have to leave your kitchen shelves empty as you can still decorate them with various decors such as the pictures, you can also arrange some sea shells in good patterns and vases can also work magic in those areas. Just make sure the arrangement is balanced such that the pieces are neither too squeezed or too far apart.

Summer Math Fun – Minute Math #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money!  
(7/25) – Multiplication Hacks
(7/26)- Math Dominos
(7/27)-  Math Cookies
(7/28) Minute Math  TODAY!!!

MINUTE MATH — KIDS VS. PARENTS

Let’s see how your math skills have improved over the last two weeks! Put your math hacks
to the test with this parent vs. child minute math activity! You have 1 minute to complete 60
multiplication questions. Don’t forget to record (video) this challenge and share socially
using the hashtag #GiftedMath.

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Summer Math Fun – Math Cookies #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money!  
(7/25) – Multiplication Hacks
(7/26)- Math Dominos
(7/27)-  Math Cookies TODAY!!!
(7/28) Minute Math

Cookie Math

One for you and one for me! Snacks are a great way to share your math skills! Work with an adult to create scrumptious cookies to share with your family and friends.


Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Summer Math Fun – Math Dominos #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money!  
(7/25) – Multiplication Hacks
(7/26)- Math Dominos TODAY!!!
(7/27)-  Math Cookies
(7/28) Minute Math

Math Dominis

You can find math everywhere! Dominoes are a classic game that proves math can be fun. Practice addition, subtraction, and/or multiplication with this DIY twist on a classic

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Summer Math Fun – Multiplication Hacks #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money! 
(7/25) – Multiplication Hacks TODAY!!!
(7/26)- Math Dominos
(7/27)-  Math Cookies
(7/28) Minute Math

Today is  Multiplication Hacks! (click to make larger)

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Math = Fun. Money = Fun. Therefore, Math = Money! #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money!  TODAY!!!
(7/25) – Multiplication Hacks
(7/26)- Math Dominos
(7/27)-  Math Cookies
(7/28) Minute Math

MAKE $5
Math = Fun. Money = Fun. Therefore, Math = Money!

Each of these tasks equals a different amount. How many tasks would you need to do to make exactly $5?
Highlight the chores that you will need to complete! (click to make larger)

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Summer Math Fun – Running Division #GiftedMath

In anticpation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Today is the fourth day in the activities that we have been sharing. Wednesday, was Minute Math activity and on Tuesday we shared a Multiplation Hack that was handy! Thursday was about Fractal Math.

(click to make larger)

 

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Summer Math Fun – Fractal Triangle #GiftedMath

In anticpation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Today is the third day in the activities that we have been sharing. Yesterday, was Minute Math activity and on Tuesday we shared a Multiplation Hack that was handy! Today it is about getting Fractal.

F R A C T A L  T R I A N G L E
This is a fractal triangle. By repeating the triangle pattern at different scales within the larger shape, a complex
shape is formed. For this activation, you will need: markers, colored pencils, or crayons, and a ruler.

(click to make larger)

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Wonderschool – The early childhood experience you’ve been looking for.

What if your kids could have a similar quality of preschool education as the the kids whose parents work at Google, Pixar or Stanford? wonderschool.com, a digital marketplace of boutique early child care programs that wants to bring you high-quality preschools.

THE PROBLEM

  • The child care marketplace is in a state of crisis. There aren’t enough preschools to meet demand, and high quality preschools are scarce: One study (Center for American Progress) found that only 8% of preschools it surveyed across 8 states (outside of North Carolina) are high-quality.

  • The founders – Chris and Arrel –  saw too many parents who were anxious and scared about finding childcare, as well as educators who couldn’t afford care for their own children while they were at work. They knew that there had to be a better way to address this issue for families and teachers alike.

THE SOLUTION

  • The Wonderschool platform empowers experienced teachers to run their own in-home business while providing a much-needed service to other families in their communities.

  • Wonderschool’s program quality and oversight is guided by Mia Pritts, a childhood education expert formerly at Children’s Creative Learning Center, the early childhood education providers that started the campus preschool system at Google, Stanford, Pixar, and many more.

  • Wonderschool has more than 50 early childhood programs in its network in California and plans to expand to 15 new cities in 2018.

  • Wonderschool makes it possible for these new moms to earn enough to care for their children and also start a new business.

  • How does Wonderschool work? Wonderschool gives parents an easy marketplace to search for child care education programs, schedule visits, enroll their children, and make payments.

About Wonderschool

Based in San Francisco, California, Wonderschool is a network of boutique early childhood programs that combine the quality standards of the best centers in the world with the warmth of an in-home program. The company makes it easy for teachers to start and operate their own programs and easy for families to find them. Working with Wonderschool, educators can focus on what they do best — teaching — and parents can have peace of mind knowing their children’s early education is in good hands.

Santa Margherita giveaway on Instagram #SMSUMMERCONTEST 

Say goodbye to spring and hello to summer! To celebrate the warm weather and all-things summer, Italian wine brand, Santa Margherita, is hosting a giveaway on Instagram!
The requirements for participating are simple:
  • Follow @SantaMargheritaUSA on Instagram
  • Upload a photo with a bottle of Santa Margherita, drinking a glass of Santa Margherita, cooking with it, etc.
  • Tag Santa Margherita @SantaMargheritaUSA and include the hashtag: #SMSUMMERCONTEST – the more creative, the better!
From June 15th through August 6th, (5) lucky winners will be chosen at the end of each weekly entry period with the chance to win a Santa Margherita-inspired Summer Prize Pack, including a variety of outdoor entertaining essentials, with an Approximate Retail Value of $125.00.
But that’s not all! One lucky winner of the entire contest will win the Grand Prize… one $2,500 backyard makeover! Here is a link to the full contest rules and regulations: http://santamargheritawines.com/wp-content/uploads/SMUSA_INSTAGRAM_CONTEST_RULES_6.2.17.pdf

Summer Math Fun – Minute Math #GiftedMath

In anticipation of the release of the movie Gifted next week we have been sharing some fun Math tricks. This movie is a great story of a man that really goes the distance for his niece who is truly gifted in her abilities.

Here is a list of all the Summer math Fun sheets to get caught up!

(7/18)- Multiplation Hack
(7/19)-  Minute Math TODAY!!!
(7/20) – Fractal Math
(7/21) – Running Division
(7/24) – Math = Money!  
(7/25) – Multiplication Hacks
(7/26)- Math Dominos
(7/27)-  Math Cookies
(7/28) Minute Math

Gifted comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

Hand Multiplication Hacks #GiftedMath #GiftedHE

SYNOPSIS

I am super excited for the release of Gifted! It comes out to BlueRay July 25th!

Frank Adler (Chris Evans) is a single man dedicated to raising his spirited young niece, Mary (Mckenna Grace), a child prodigy. But Franks and Mary’s happy life together is threatened when Mary’s mathematical abilities come to the attention of her overbearing grandmother (Lindsay Duncan) – who has other plans for the girl. You’ll love every moment of this “deeply satisfying” (Edward Douglas, Film Journal International) film, also starring Jenny Slate and OSCAR Winner Octavia Spencer.

To get you all excited we have some fun activities all week to share! First up is Here is a fun and easy way to learn how to multiple using your hands. This one is to multiple the numbers between 6-10. (click image to make bigger)

Next is how to multiply 9’s. I remember learning how to d this as a kid. (click image to make bigger)